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   v. July 18, 2022
Rating agencies for the financial markets: Citizens protest: It is illegal to maintain that legislative power had been transferred to them. Template for citizen letters to members of parliaments, governmental offices, political associations, journalists,...


162.
Rating Agencies - to members of parliament and other responsible persons

162.1
Restriction: This text is not optimal.

This is a letter template accidentally created years ago. From today's point of view, legally justified applications should always be made as to why changes are unquestionably mandatory. After all, this epistolary example shows substantial deficiencies in applicable law and habits. That is why this text has been included here.

162.2
Letter Example:




Sender:
...
...

To ... (EU commission, EU parliament members, members of your inland parliaments, political parties, election candidates,...)
...
...

I am asking to adopt the following as your opinion:

1. In my opinion: All legal clauses have to be considered as invalid which give the unknown future decisions of rating agencies the effect of legislation or of legal directives.

2. In my opinion: This also concerns such clauses in derived legal framework. Examples: EU directives; agreements between governments; decisions by commissions of any level including the EU Commission.

3. In my opinion: Considering them as invalid since the beginning, public administration is not authorized to apply any such rule. This is also the case for derived institutions like bank control institutions and public institutions to control insurance companies and pension funds.

4.. If you agree: Please confirm in a public manner the following:
(Example: On an Internet site with public access.)

4.a) That you will take part in a formal cancellation of all such rules by the bodies, parliaments, organizations, commissions which have in the past decided such illegal legislation and such decisions.

4.b) That you are considering it as a legal obligation to suspend instantly all application of such rules.
(This means that investment banks, pension funds. insurance companies, accountants and... and... will have to learn again own and responsible risk evaluation and permanent responsible risk control.)


Date, signature: ................







Service ("VOX7 - Handbuch der Optimalpolitik"):
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Just email at the same time to: (duplicate = reliable!)
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Confirmation that we received your mail:
Within 7 days. Including current information supplement (.pdf). Please specify in your mail:

Subject "VOX7 - Handbuch der Optimalpolitik".
Coupon code for free service:
I bought it from the reseller...
on (approximate date): ...


Previous payments: How can they be credited?
Example: You bought for about 9 USD - and later from the same(!) e-book theme a more expensive version
You simply pay the difference. Please note this when ordering / paying. Creditable but only for the same e-book topic.
Order processing is currently still done manually. So this works problem-free.



"Economics" =avail. (German; soon also Engl.)
     ▲ VAE-STUDAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "Teach Yourself Economics." "TOP" - VAE-STUDAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ VAE-STUDAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "Teach Yourself Economics." "MAESTRO" - VAE-STUDAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ VAE-STUDAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "Teach Yourself Economics." "PICCOLO" - VAE-STUDAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.



"Opt.Covernm." =avail. (German; soon also Engl.)
     ▲ VAK-OPTAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "VOX7 - Handbook of Optimal Government." "TOP" - VAK-OPTAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ VAK-OPTAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "VOX7 - Handbook of Optimal Government." "MAESTRO" - VAK-OPTAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ VAK-OPTAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "VOX7 - Handbook of Optimal Government." "PICCOLO" - VAK-OPTAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.






Additional information


» Financial crisis /_MENU_
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» The money wolf. The fable of the penitent investment banker.
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______________________________________________________________________________________________
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vox7.org/v    Click and evalutate optimal policies or your election candidates (so far only in German language) _/

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» election candidates: qualific. (MC:) VBS-PROF


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» referendum (MC:) VBW-REFE


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» tolerable taxation level (MC:) VEB-FISK


» "Totalitarian capitalism"? (MC:) VES-CAPT


» small businesses (MC:) VES-LIBE


» regional differences (MC:) VES-REGN


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» labor / regulation: limits (MC:) VEW-AGIS


» labor unions (MC:) VEW-AGIT


» minimum wage: rules (MC:) VEW-MINI


» financial markets: regulation (MC:) VEY-INVE


» how to reduce poverty (MC:) VEY-POVE


» debt consolidation (MC:) VEY-PROB


  optimized politics / subsidies


» reduce IT monopolies (MC:) VPC-TECH


» media financing (MC:) VPE-MEDF


» subsidies: regulation (MC:) VUE-FINA


» reduce bureaucracy (MC:) VUK-LEGA


» penalty, rehabilation (MC:) VUY-PENT


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  origin/concept


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                         Pedro Rosso's E-Books:
(in German language: Switch on page top to "DE"!)
New. Some available, others very soon.




"Opt.Governm." =avail. (German; soon also Engl.)
     ▲ VAK-OPTAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "VOX7 - Handbook of Optimal Government." "TOP" - VAK-OPTAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ VAK-OPTAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "VOX7 - Handbook of Optimal Government." "MAESTRO" - VAK-OPTAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ VAK-OPTAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "VOX7 - Handbook of Optimal Government." "PICCOLO" - VAK-OPTAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.



"Econom..." =avail. (German; soon also Engl.)
     ▲ VAE-STUDAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "Teach Yourself Economics." "TOP" - VAE-STUDAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ VAE-STUDAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "Teach Yourself Economics." "MAESTRO" - VAE-STUDAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ VAE-STUDAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "Teach Yourself Economics." "PICCOLO" - VAE-STUDAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.



"Future..." =avail. (German; soon also Engl.)
     ▲ KCC-FUTAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "How to Know the Future." "TOP" - KCC-FUTAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ KCC-FUTAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "How to Know the Future." "MAESTRO" - KCC-FUTAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ KCC-FUTAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "How to Know the Future." "PICCOLO" - KCC-FUTAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.



"Archetypes" =avail. (English, German)
     ▲ KBA-ARCAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "Archetypes of Civilization." "TOP" - KBA-ARCAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ KBA-ARCAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "Archetypes of Civilization." "MAESTRO" - KBA-ARCAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ KBA-ARCAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "Archetypes of Civilization." "PICCOLO" - KBA-ARCAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.



"Centen." =avail. (German, soon also English)
     ▲ YAA-CENTAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "The secrets of Centenarians." "TOP" - YAA-CENTAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ YAA-CENTAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "The secrets of Centenarians." "MAESTRO" - YAA-CENTAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ YAA-CENTAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "The secrets of Centenarians." "PICCOLO" - YAA-CENTAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.



"SPHINX" =available: (English, German)
     ▲ KKS-CLASBASAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: "SPHINX SECOND BRAIN: classification system." "TOP" - KKS-CLASBASAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ KKS-CLASBASAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: "SPHINX SECOND BRAIN: classification system." "MAESTRO" - KKS-CLASBASAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ KKS-CLASBASAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: "SPHINX SECOND BRAIN: classification system." "PICCOLO" - KKS-CLASBASAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.




     ▲ VAE-STUDAT -TOP 20€
   info ► Order code and amount like here above..
► Complete designation: More about this in the e-book "Teach Yourself Economics." "TOP" - VAE-STUDAT
► This is the latest and complete version .pdf and gets 12++ months updates.

     ▲ VAE-STUDAM - MAESTRO 50€
   info ► Order code and amount like here above..
► Complete designation: More about this in the e-book "Teach Yourself Economics." "MAESTRO" - VAE-STUDAM
► The e-book content is identical wth the version "TOP".
► This includes (by additional 30€) a sponsoring (donation) for addtional contents... and it includes your right to opt for the extension of a topic of your choice: 1 or 2 author hours will be supplied as thanks for this donation.

             (▲ VAE-STUDAP - 10€)
   info ► Order code and amount like here above..
► Complete designation: More about this in the e-book "Teach Yourself Economics." "PICCOLO" - VAE-STUDAP
► This is a shorter past version (~50 percent of contents) which is able to be read with E-Book-Readers. This can not include the additional more recent chapters with A4 tables (lists) and long link lines.



purchase = donation for author work + e-book extension.

Your donation motivates the author to add more out of the hundreds of topics that have been prepared. Automatic update service for all purchasers for at least 12 months.
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fundamental main topic areas of "deep thinking":
   _EN_    _DE_    _FR_    (_ES_)

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health and wellness
►  "The secrets of Centenarians."
     uno7.org/pen/yaa-centa-en.htm

At present only in German language, soon also in English.

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Corona: Truth!
     ►  vox7.org/ccs the TRUE statistics

     ►  vox7.org/cct danger of totalitarianism





Spread images on the Internet:
(please: screenshot of the image, then distribute)


 img  About the e-books:
About the e-books:
Almost everything is new (created 2017...2022).

Non-commercial
... is sponsored by third parties.
   info ► Perhaps some support also by you: 20 USD? 50 USD?
► (The obsolete version 10USD ("PICCOLO") was only necessary because of distribution rules and cannot contribute much.)

► Especially important is the financial contribution for the 6 e-books "deep learning & thinking":      "Optimal Policy", "Economic Knowledge", "Future", "Archetypes", "100-Year-Old", "Classification" (="SPHINX").
► So far each e-book has ~100 pages (A4). Every buyer is at the same time "donor":    Sponsors 1 additional page of text with the purchase. Target is 200 to 300 A4 pages per e-book.
► For at least 12 months after purchase, you will automatically receive the respective extended version as a .pdf file free of charge.
   They are "meritorious goods" - with no prospect of profit and that's fine for ideal purposes.
Therefore: "Purchase = Donation".

Version "TOP": (20 USD)
   info ► Contains all contents.
► Version "PICCOLO" (~10 USD) is an old version: Only about half of the contents.

Version "MAESTRO": (50 USD): Identical, but:
... Text requests are possible, see below.
Previous payments:
   info ► Example: You bought for about 9 USD - and later from the same(!) e-book theme a more expensive version
You simply pay the difference. Please note this when ordering / paying. Creditable but only for the same e-book topic.
Order processing is currently still done manually. So this works problem-free.
   How can they be credited?

Additional services:
Update: 12 months. Free of charge.
   info ► For A4 variants .pdf: "TOP" (20 USD), "MAESTRO" (50 USD).
► At least for 12 months if/as soon as major enhancements are made. Probably much longer.
► By e-mail. As A4 .pdf (or maybe later .htm).
► variant PICCOLO (~10 USD): No update delivery.

If Amazon order:
   info ► Supplied in the small KINDLE format.
► This is the version "PICCOLO".
► Our software can also generate the .epub format. At the moment we do not see a need for this.
   (~10 €):

Your wishes to the author:
Extension wishes?
   info ► This is only for the more expensive "MAESTRO"-editions a bit financially covered.
► Wishes are then welcome. They help to become more complete.
► However, please do not have to high expectations. Furthermore, for many things there is no simple short answer.

► Scope: Usually 1 to 2 additional pages are created in the case of extension requests.
   (to authors)
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